Not the one who has much money is rich, but the one who has enough money. This is the truth you cannot argue with. How to be satisfied with what we have and learn saving money on uttery necessary things? Let’s learn?

A man will not start saving without apparent on that cause. Usually we want to save money on a car, apartment, vacation, but we are successful not always. From time to time we afford ourselves spending saved money, this way putting aside acquisition of the desired thing.

If you are going to save to get something large, we advise you taking credit in a bank. Thus, you receive necessary sum at once and can buy what is necessary for you: a car, new furniture and so on.

But it also happens that people spend their wages till the end of a month. If it is about you, you should plan a family budget accurately and learn saving. There are hundreds dodges, knowing which you can cope with this “difficult” problem. But we will talk only about cores, most applicable to most people’s everyday life.

Strangely enough, most part of salary is spent on purchase of products. Frequently people refuse purchasing of new technics or clothes to feed their stomachs. Believe, purchase of products will not cost you such victims, if you approach this business with mind.

Many supermarkets offer a flexible system of discounts in morning and day time. For example, in everyday life you can save on purchases up to 10 %. Also it is quite good to have a plastic card of the shop you visit more often. Usually holders of such cards have a discount for purchase from 3 to 10 %.

Many of us go on holiday for summer. It is also an excellent reason to save on payment of utilities! If you leave somewhere often, establish a water counter. By the way, at reasonable water using, an established counter for it is also a good way to save your money. For this purpose you should apply in Housing Department. It is also possible to find neighbours interested in water counters, and address in the firm, prosecuting this subjects. You will receive quite good discount.

Now government urges us saving electric power. And, it is necessary to tell, all conditions are created for this purpose. Replace usual filament lamp by energy-conservative ones at home. Besides energy saving, such lamps will serve you till 8 years. Getting new home appliances, choose the one that saves electric power. Usually there are marks «A class» on them.

If you are not confident in your choice, address to a seller-adviser. He can choose a power saving model for you. If you have an electric plate at home, an electric teapot is just necessary for you. This miracle of technics will save your time and electric power. An electric teapot, unlike plate, leads up water to boiling for approximately 1,5-2 minutes.

Saving on appearance does not mean looking bad and giving up your appearance as a bad job. On the contrary, you can look also fine, as well as now, but will spend smaller means for it.

At present the most ordinary hairstyle in a hairdressing salon will cost you not cheap. Add to the price hair washing, coloring, setting … it will be rather a round sum, having seen which you will lose your desire to change image at all. But you also can try to save in this situation: ask your acquaintances, whether they have familiar hairdressers.

They are same masters who work in salons, but you will invite them to your house. Such hairstyle at-home will cost you approximately 40 % cheaper.

It is possible to go further and entrust your head to beginning masters. Special courses where they train hairdressers, volunteers, wishing to have hair cut are required constantly. Do not worry for your head. Process is watched by a skilled teacher.

As a result, you receive an excellent hairdress absolutely free of charge – economically, isn’t that so?

All girls like buying clothes. But how to make this process less painful for your purse? Watch sales: in summer some shops offer 50% discounts for clothes and footwear. Or buy something from an old collection, such things also cost considerably cheaper.

We also recommend you buying clothes not in retail shops, but directly at the enterprises-manufacturers.

Besides the fact that healthy way of life is fashionable now, it still helps you to save. Reflect: cigarettes and alcohol are not a cheap pleasure completely. Certainly, it is only your business. But when you want to smoke a sigarette and drink some cognac once again, recollect double benefit of a healthy way of life.

It is absolutely unessential to refuse dinners and suppers to buy a car or leave in holiday abroad. Take advantage of our councils, and your purse will become a bit thicker.